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  • Mergers and Acquisitions of Life Insurance Companies
    buyers will not propose a transaction involving the direct use of their securities. First, an offer involving ... to the seller than to the buyer. The seller's primary objective in a transaction, assuming he favors ...

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    • Authors: Robert Shapiro, Samuel H Turner, Dave Dillard, James F Betts, Thomas A Player
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Comparative Product Survey: Europe
    categories: individual direct sales forces and tied agents. Individual direct sales forces are controlled ... for distribution. Distribution costs are high. Direct sales renumeration to brokers or agents typically ...

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    • Authors: Mark A Tullis, Alan Lockie, Ashok Gupta, John Instance
    • Date: Oct 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Regulatory Update
    recommendations were released in December of 1986. The primary thrust of their proposal was to prohibit insur- ... of thin profit margins, I doubt that any of us, direct writers or reinsurers, are prepared to cover that ...

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    • Authors: William Carroll, James Harkensee, Melvin C McFall, Walter N Miller, Charles Ritzke
    • Date: Apr 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Executive Compensation
    and enhance the total compensation package. Our primary focus will be on the techniques used to fund these ... nonqualified plan is the "salary continuation" plan. The primary purpose of a salary continuation plan is to provide ...

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    • Authors: Lane West, William Witt, JAMES F MCJOHN, JANE L LOONEY
    • Date: Apr 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability; Life Insurance; Pensions & Retirement
  • Market Conduct: A New Actuarial Frontier
    arbitrage is still an issue. When companies don't have direct recognition dividends, it can cause some serious ... about the duties of the producers, agents, or direct marketers, and insurers. One of the scary things ...

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    • Authors: Paul Bruce, Marc-André Giguère, Dana Rudmose
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Effect of Governmental Actions and Consumerism on Product Design and Pricing of the Future
    needs so costly that he has to let the future take care of itself? Does the individual want the freedom ... agencies cost/benefit conscious and caused them to direct their energies to areas which have obvious financial ...

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    • Authors: Rodney R Rohda, William White, William A. White, David A. Swankin
    • Date: Apr 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance; Public Policy
  • Insurance for the Wealthy: Private Placement
    accounts that are identical, and the SEC doesn't care about that. So now we've avoided the '33 Act, the ... particular investment item or items. The client cannot direct the investment manager to select or sell any particular ...

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    • Authors: Mark S Reilly, Nancy Kenneally, Josephine Cicchetti
    • Date: Jun 2001
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Life Insurance
  • Sales Illustrations-We Can't Life with Them, But We Can't Live Without Them!
    even similar policies in different companies. The primary reason is that the assumptions that underlie the ... traditionalparticipatingwhole life. In these policies,the direct effect of any singlenonguaranteedelement cannot ...

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    • Authors: Application Administrator, Bruce Booker, Judy Faucett, Robert M Nelson
    • Date: May 1993
    • Competency: External Forces & Industry Knowledge; Professional Values
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • The Human Genome Project: What Is It and How Can It Benefit Both The Health and the Life Insurance Industries?
    also worked as a consultant for a multitude of direct insurance companies. Phil received his medical ... impacting that older age group and then into long-term care—with Alzheimer’s therapies, etcetera, even older ...

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    • Authors: Paul A Schuster, J Alexander Lowden, Philip S Smalley
    • Date: Jun 2001
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health care; Life Insurance
  • Premiums and Dividends - Participating Insurance
    need a surplus of 4 - 5% of liabilities to take care of defaults in a depression. Various lines have ... experience. That statement alone would not preclude direct recognition of policy loans. In regard to claim ...

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    • Authors: Harold G Ingraham, William M Snell, Richard M Stenson, Thomas C Sutton
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance